Government Actuary's Department
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Our services

Here is a summary of the services GAD provides.  Further information is available by clicking on the links below, or on the menu on the left hand side of the page.

Occupational pensions

We provide pensions consultancy services to many of the UK public service schemes and to a number of funded pension schemes.  We also advise governments and public sector organisations in other countries on their public sector pension arrangements.


Pensions policy and regulation

GAD provides actuarial advice to the UK Department for Work and Pensions (DWP) on government policy affecting occupational pension schemes.  We also advise on the regulation of pension schemes, and we report on the terms for contracting out of the state second pension and produce for HM Revenue & Customs tables for calculating the maximum income for income drawdown arrangements in relation to unsecured pension funds and alternatively secured pension funds.


Staff transfers

Government policy is to provide some protection for public sector employees’ pension arrangements on a compulsory transfer of employment.  We advise public sector organisations on such transfers of employment, and provide the certification of private sector organisations’ pension arrangements needed for public contracts.


Social security

GAD advises the UK government, and a range of other countries and jurisdictions throughout the world, on their social security arrangements.  We provide a comprehensive analysis of a scheme’s financial position and its likely future development.


Insurance

GAD’s insurance team specialises in providing advice to insurance supervisors throughout the world.  An important part of our advice is the analysis of, and commentary on, aspects of the work of the actuary in an insurance company.


Other services

GAD provides advice in a variety of other actuarial and statistical areas, including statistical analysis, healthcare financing and actuarial training.