Government Actuary's Department
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Mortality assumptions

Mortality rates in England & Wales, as in other countries, are consistently lower for married people than for never-married (i.e. single) or previously married individuals. This is usually attributed to a combination of protective and selective effects. For example, marriage may protect individuals by providing them with healthier lifestyles, but it may also be the case that healthy people are more likely to marry or remarry than those with health problems.

Mortality differentials by marital status have changed little in England & Wales in recent years, with all non-married statuses continuing to experience higher mortality than the married population. There does, however, seem to be some evidence of a relative worsening for non-married people in some age/status groups, for example 35-49 year old divorced males. But, generally where there have been changes, they are small and/or at ages where mortality is low. It has therefore been assumed that current mortality differentials by marital status will remain constant throughout the projection.

However, although differentials are assumed to remain constant, the projections are subject to the overall constraint that all status mortality levels must be consistent with the 2003-based national projections. So mortality rates for each marital status are therefore effectively assumed to fall in line with the decline assumed for overall mortality in the national projections.

Click here for graphs comparing mortality differentials in 1991 and 2001. In these graphs mortality rates for never-married, divorced and widowed people are shown relative to those for the married population. A value of over 100 indicates that the mortality rate for that group was higher than the rate for married people of the same age, while a value of under 100 would indicate that mortality was lower than for the equivalent married group.

Variant marital status projections

Variant marital status projections have also been carried out based on alternative assumptions about the future levels of marriage and divorce. They make the same assumptions about future mortality as the principal marital status projections.