Copyright Notice and Disclaimer:
1. Copyright
1.1 Unless otherwise stated, the copyright and any other rights in all material on this site are owned by the GAD. This copyright and other rights do not extend to the GIFs/JPGs, which are publicly available GIFs/JPGs.
1.2 You are permitted to print and download extracts from this site on the following bases:
1.2.1 use of documents and related graphics on this site is for personal use only; any copies of these pages saved to disk or to any other storage medium may only be used for subsequent personal viewing purposes and to print extracts for personal use;
1.2.2 no documents or related graphics on this site are to be modified in any way;
1.2.3 graphics on this site are not to be used separately from the accompanying text;
1.2.4 the GAD copyright notice (i.e. © Government Actuary's Department) must appear in all copies.
1.3 No part of this site may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without the GAD's prior written permission.
1.4 Any rights not expressly granted in these terms are reserved.
2. Service Access
2.1 Whilst the Government Actuary's Department endeavours to ensure that this site is normally available 24 hours a day, the Government Actuary's Department will not be liable if for any reason the site is unavailable at any time or for any period.
2.2 Access to this site may be suspended temporarily or permanently and without notice.
3. Disclaimer
3.1 Whilst the Government Actuary's Department endeavours to ensure that the information on this site is correct, no warranty, express or implied, is given as to its accuracy and the Government Actuary's Department does not accept any liability for error or omission.
3.2 The definitive version of a GAD publication is the original, printed one.
3.3 The Government Actuary's Department shall not be liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
3.4 Part of this site contains material submitted to the Government Actuary's Department by third parties. Third parties are responsible for ensuring that material submitted for inclusion on this site complies with national and relevant foreign law.
The Government Actuary's Department will not be responsible for any error, omission or inaccuracy in the material and reserves the right to omit, suspend or edit any material submitted.
3.5 The materials on this site do not constitute financial or other professional advice. You should consult your professional adviser if you require financial advice.
3.6 The GAD website offers links to other sites - they enable you to leave the GAD site. The linked sites are not under the control of the GAD and GAD is not responsible for the contents for any linked site or any link contained in a linked site, or any changes or updates to such sites.
GAD is not responsible for web-casting or any other form of transmission received from any linked site. GAD is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by GAD of the site.
4. General
4.1 By accessing any part of this site, you shall be deemed to have accepted these terms in full.
4.2 These terms shall be governed by and construed in accordance with English Law.
